Investment Calculators

Compound Interest Calculator
Starting amount plus monthly contributions at a fixed annual return: yearly balance table, total invested, total gain and inflation-adjusted purchasing power.
DCF Valuation Calculator
Multi-stage discounted cash flow: intrinsic value per share, margin of safety, and a growth × discount-rate sensitivity matrix.
FIRE Calculator
Financial independence, retire early: your FIRE number from annual spending, the years to reach it, and accumulation plus withdrawal tables.
Dividend Reinvestment Calculator
DRIP compounding: reinvested dividends buy more shares every year — yearly share count and dividend income table with the compounding curve.
Gold Savings Plan Calculator
Save a fixed amount in gold every month: yearly grams accumulated and portfolio value at an assumed price path.
Forward Exchange Rate Calculator
Covered interest rate parity: forward rate, forward points and annualized premium or discount, plus the forward curve across tenors.
Dividend Discount Model Calculator
Two-stage dividend discount model: fair value from projected dividends and a terminal price, with upside vs the current price.
Gold Premium Break-Even Calculator
Physical gold premium: what you paid over spot, the premium percentage, the break-even spot price and current profit or loss.

This calculator is for education only and does not constitute investment advice. Every calculator on this page runs entirely in your browser: nothing is uploaded, nothing is stored, no account is needed, and no market data is fetched. Any price shown as a default is an example value, clearly labeled — enter the current price before trusting a figure, and never treat an example price as a live quote.

How to read these tools. Compound growth, FIRE planning and dividend reinvestment are accumulation stories: the yearly tables separate what you put in from what compounding added, so you can see which engine did the work. DCF and dividend discount valuations are assumption stories: both pages show their components and, for DCF, a full sensitivity matrix, because a single fair-value number without its surroundings is not a result. The forward exchange rate page is a pricing story, not a prediction: a forward rate is the no-arbitrage price implied by interest rates today, not a forecast of the future spot rate.

Three standing warnings apply across the section. Past returns do not guarantee future results: every return, growth rate and price path on these pages is an assumption you enter, not a property of the market. Forward rates do not predict future spot rates. And anything involving leverage can lose more than the principal deposited — leveraged FX forwards in particular multiply small adverse moves into large losses. If a decision involves real money, confirm the figures with a qualified professional.

Related calculators in other sections live under Finance Calculators (loans, mortgages, taxes and paychecks) and Math Calculators. This section is English-only in its first batch; other languages follow once the English pages are proven.